Welcome to the Credit Union Department

The Credit Union Department is the state agency responsible for overseeing state-chartered credit unions in Texas. The Department's mission is to supervise, regulate and examine Texas credit unions in order to safeguard the public interest, protect the financial interests of credit union members, and promote public confidence in the credit union industry.  


NASCUS Texas Directors College

The success and even some failures of credit unions can often be attributed to the effectiveness of their directors.  A broad knowledge of the credit union industry and the confidence to ask questions of management, auditors, and examiners best enable directors to fulfill their duties and responsibilities successfully.  To assist directors in this regard, the National Association of State Credit Union Supervisors (NASCUS) and the Cornerstone Credit Union League have extended an invitation to state and federal credit union board members, committee members, along with credit union management to this one-day educational event.

To register and see the agenda for the November 10 event on the campus of the University of Texas, Austin, Texas, click here.

Uniform Financial Institution Rating System (UFRIS)

Effective September 1, 2014, the Uniform Financial Institution Rating System (UFRIS) shall be the rating system used by the Department examiners for evaluating and categorizing the safety and soundness of credit unions on an ongoing, uniform, and comprehensive basis.  For a PDF of the full document click here.

CAMELS Rating System Q&A

Effective September 1, 2014 the Department will be implementing the revised Uniform Financial Institutions Rating System (UFIRS or CAMELS rating system) which will be used on all examinations.  A PDF with questions and answers on the new rating system is available at this link.

Meeting Schedule

  • February 2015
    • Commission Meeting

      Friday, February 20, 2015

  • June 2015
    • Commission Meeting

      Friday, June 19, 2015

  • October 2015
    • Commission Meeting

      Friday, October 16, 2015


The National Credit Union Administration (NCUA) is the federal agency that charters and supervises federal credit unions and insures savings in federal and most state-chartered credit unions across the country through the National Credit Union Share Insurance Fund (NCUSIF)

MyCreditUnion.gov is a website developed by the NCUA to provide consumers information about credit unions. Click on logo above for a wide range of information about financial products and services available to credit union members.